Insurance for Uber, Lyft & TLC Drivers
NYC's 80,000+ TLC drivers need specialized coverage. We know the requirements inside and out and find you the best rate from TLC-authorized carriers.
Get Your TLC Quote
Competitive rates from TLC-authorized carriers
Coverage We Offer for TLC & Rideshare Drivers
TLC / FHV Insurance
Full TLC-compliant coverage meeting all NYC Taxi & Limousine Commission requirements for for-hire vehicles.
Rideshare Gap Coverage
Fills the insurance gap between your personal policy and what Uber/Lyft provides while you wait for ride requests.
Livery / Black Car
Specialized policies for livery bases, black car services, and luxury sedan operators across all five boroughs.
Competitive Rates
We compare rates from multiple TLC-authorized carriers to find you the most affordable premium available.
NYC TLC Insurance Requirements
All TLC-licensed vehicles must carry insurance that meets these minimum requirements. We handle the paperwork so you stay compliant.
Minimum $100,000/$300,000 bodily injury liability
$200,000 supplementary uninsured/underinsured motorist coverage
No-fault (PIP) coverage as required by NY state
Policy must name TLC as certificate holder
$25,000 property damage liability minimum
Valid NY state vehicle registration and inspection