Privacy Policy

1. Information We Collect

When you use NY Car Insurance Quotes to request an insurance quote or interact with our website, we may collect the following information:

• Contact information — phone number, email address, first and last name
• Vehicle information — year, make, model, VIN number, mileage, and ownership status
• Driver information — driver's license details, driving history, and insurance situation
• Location data — ZIP code, borough/area, and general geographic region derived from your IP address
• Device and usage data — browser type, operating system, screen dimensions, pages visited, and interactions with our site
• Communication preferences — preferred language and callback scheduling preferences

2. How We Use Your Information

We use the information we collect to:

• Generate personalized car insurance quotes from our carrier partners
• Contact you by phone, email, or text message to discuss your coverage options
• Match you with licensed insurance agents who serve your area
• Save your quote progress so you can return and complete it later
• Improve our website, services, and user experience
• Detect and prevent fraud or abuse
• Comply with legal obligations under New York State law

3. Information Sharing

We share your information only in the following circumstances:

• Insurance carriers and agents — We share your quote information with licensed insurance carriers and agents in order to generate quotes and provide coverage options.
• Service providers — We work with third-party services for hosting (Vercel), database (Supabase), and analytics (see Section 4) that may process data on our behalf.
• Legal requirements — We may disclose information if required by law, court order, or government regulation.

We do not sell your personal information to third parties for marketing purposes unrelated to your insurance request.

4. Cookies and Analytics

Our website uses the following tracking technologies to improve your experience and measure site performance:

• PostHog — Product analytics to understand how visitors use our site, track A/B test results, and improve the quote experience.
• Google Analytics / Google Ads — Website traffic analysis and advertising conversion tracking.
• Meta (Facebook) Pixel — Advertising performance measurement and retargeting for users who visit our site via social media.

You can manage cookie preferences through your browser settings. Disabling cookies may affect the functionality of certain features on our site.

5. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this policy, typically for the duration of your relationship with us plus a reasonable period afterward. Quote data and contact information are retained for up to 24 months from the date of your last interaction, unless you request earlier deletion.

6. Data Security

We implement industry-standard security measures to protect your personal information, including encrypted data transmission (HTTPS/TLS), secure database storage, access controls, and regular security reviews. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

7. Your Rights

You have the right to:

• Request access to the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal information
• Opt out of marketing communications at any time
• Withdraw consent for data processing where applicable

To exercise any of these rights, contact us using the information in Section 8 below.

8. Contact Us

If you have questions about this Privacy Policy or wish to exercise your data rights, contact us at:

• Phone: (718) 801-2720
• Email: privacy@nycarinsurancequotes.com

9. Changes to This Policy

We may update this Privacy Policy from time to time. When we make changes, we will update the "Last updated" date at the top of this page. We encourage you to review this page periodically to stay informed about how we protect your information.